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AI comfort gap

06

The AI comfort gap

AI isn’t a person, a team, or a customer experience strategy, it’s a tool. In customer contact, it’s only as strong as the people and processes wrapped around it.

The AI comfort gap

Customers are more comfortable with AI than headlines suggest, but that comfort has limits. It holds up well for routine tasks and starts to wobble when the stakes rise.

Where consumers are most comfortable:

Helps check an order or delivery update:

0%
Helps check an order or delivery update:60%

Answers the call promptly:

0%
Answers the call promptly:59%

Deals with the enquiry efficiently:

0%
Deals with the enquiry efficiently:58%

Answers simple questions or FAQs:

0%
Answers simple questions or FAQs:57%

Books an appointment or reservation:

0%
Books an appointment or reservation:55%

Where comfort falls away:

Handles urgent or time sensitive matters:

0%
Handles urgent or time sensitive matters:49%

Handles a complaint:

0%
Handles a complaint:47%

The highest comfort score in the entire dataset isn't a task at all, it's a guarantee. When customers know they can be transferred to a real person at any point if needed, comfort is at its highest. That's the clearest signal that customers don't want AI to control the conversation. They want it to speed things up.

The perception gap: Businesses think customers are more ready than they are

When we tested specific AI receptionist scenarios, we asked consumers how comfortable they would feel with AI handling each task. We asked businesses how comfortable they believe customers would feel in the same situations. The gap shows the difference between customer reality and business assumption.

This is not about whether AI exists. It is about where customers are genuinely ready for it, and where they’re more cautious.

  • UK Consumers
  • Business assumption

Customer comfort vs business belief: AI receptionist scenarios

% saying they would feel comfortable

Books an appointment or reservation

0%
0%

+22pp

Answers simple questions or FAQs

0%
0%

+22pp

Answers the call promptly

0%
0%

+18pp

Handles a complaint

0%
0%

+18pp

Handles urgent or sensitive matters

0%
0%

+14pp

What customers are really worried about

The top concerns aren’t about novelty or technology replacing people in principle. They’re about getting stuck, being misunderstood, and losing control of the interaction.

Top consumer concerns about AI in customer service:

Difficulty explaining their situation properly:

0%
Difficulty explaining their situation properly:29%

Getting stuck in a loop:

0%
Getting stuck in a loop:29%

AI misunderstanding them and causing mistakes:

0%
AI misunderstanding them and causing mistakes:28%

Complex or unusual issues not handled properly:

0%
Complex or unusual issues not handled properly:26%

Incorrect or inconsistent information:

0%
Incorrect or inconsistent information:26%

Underneath the practical concerns, there's a trust problem too. And if customers don't trust the experience, they'll lack the confidence to relax into it, even when everything is technically working.

Customer trust and transparency concerns:

Data privacy and security risk:

0%
Data privacy and security risk:21%

Struggling to reach a real person when needed:

0%
Struggling to reach a real person when needed:21%

Worry about hidden AI use, or not being told it’s AI:

0%
Worry about hidden AI use, or not being told it’s AI:19%

Customers are happy to let AI do the legwork, but the moment it starts to feel like they've lost control of the conversation, comfort wavers.

Age amplifies the risk

Concerns rise with age, especially around being able to explain what's needed and avoid dead ends. If a meaningful share of your audience is older, an AI experience without a clear human escalation is higher risk.

How concern grows with age:

Difficulty explaining their situation

0%18-24

0%55+

Gap +20pp

Getting stuck in a loop

0%18-24

0%55+

Gap +17pp

AI causing mistakes

0%18-24

0%55+

Gap +12pp

Complex issues not handled properly

0%18-24

0%55+

Gap +12pp

This indicates customers are more open to AI when it speeds things up, but they want to know they can reach a real person when needed.

The internal divide that can derail AI rollout

The comfort gap isn’t only between businesses and customers. It shows up inside organisations too, which is often why AI programmes stall, fragment, or get pushed live before teams have agreed how to handle the tricky, non-standard calls.

On the question of whether customers would feel comfortable with AI handling complaints, belief varies dramatically by department.

Belief that customers would be comfortable with AI handling complaints:

0%

IT

0%

Customer Service

0%

Sales

If teams aren’t able to align on customer readiness, they won’t align on where AI should sit in the customer journey, when it should escalate, or what “good” looks like in practice.

Feature illustration

  • Treat AI as a front door, not a gatekeeper. Answer fast, route clearly, and always keep the route to a person open.

  • Start where comfort is already highest. Order updates, FAQs, and bookings are the strongest fit. Complaints and urgent matters need a human available, not an automated response.

  • Design the human hand-off before you automate anything else. Make it obvious, fast, and easy to find. For older customers especially, it’s not an edge case.

  • Be upfront about what customers are talking to. Disclose when it’s AI, be clear about what it can and can’t do, and treat data privacy as a front-of-mind concern, not small print.

  • Align internally before you scale. IT, Customer Service, and Sales often see customer readiness very differently. Close that gap before it becomes an operational problem.

One of the clearest signals in the research is that customers don’t necessarily want AI to replace the conversation, they want it to accelerate it.
When AI answers quickly, routes enquiries efficiently, or handles simple tasks, it improves the experience.

That’s why the most effective AI experiences are the ones that make things feel faster and simpler, while still keeping the human option close at hand.

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Pete Hanlon
Chief Technology Officer
Moneypenny